Rates &
Insurance

Meghan Finn Therapy & Consultation will bill your insurance carrier directly, and will invoice you once at month’s end for co-pays or co-insurance due.

  • BCBS PPO

    Blue Choice PPO

    Aetna PPO

    NU SHIP / NU Aetna

    Cigna

    United HealthCare/Optum

  • Payment for sessions will be due at the time of service. We will provide you with a summary of charges at month’s end to submit to your insurance carrier for reimbursement.

  • Our standard rate for individual therapy is $175/ 50-60 minute session. Sliding scale rates may be available based on your financial circumstances and our availability. Please let us know during your free initial consultation if you are in need of sliding scale rates.

  • We accept all major credit cards, HSA credit cards, and Zelle payments.

  • It is often helpful to review your ‘behavioral health’ benefits (under which outpatient mental health is listed) before moving forward in the care process. Calling the member services phone number on the back of your insurance card and asking the following questions will help you to understand your ‘behavioral health benefits’:

    • Ask to be transferred to the ‘behavioral health department’ as many insurance plans separate physical health and mental health benefits.

    • What is my deductible for behavioral health? A deductible is the amount of money your plan requires you to pay out of pocket for services before your benefits ‘kick in’.

    • What is my co-pay or co-insurance? A co-pay is a flat fee per visit, and co-insurance is a percentage of the cost of the total visit. You will pay only your co-pay or your co-insurance after you have paid down your deductible.

    • Do I have a session limit? A session limit informs how many visits are covered under your plan.

    • Do I need a referral from my primary care doctor to see a therapist or psychiatrist? Some insurance carriers require that your primary care doctor refer you to behavioral health or therapy services in order for your sessions to be covered. In these scenarios, your primary care doctor will have a list of insurance approved clinicians.